If you have invested in mutual funds for a few years, you may have felt that something is missing. Mutual funds are simple, but they offer limited strategies. Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs) offer more flexibility, but they need a big cheque, usually ₹50 lakh or more. SEBI, India’s market regulator, […]
If you’ve grown up in an Indian household, you’ve probably heard two very different pieces of advice: “FD is safe, don’t take risks” from your parents, and “Mutual funds give better returns” from a colleague or a finance influencer. Both are partly right. The real answer depends on what you’re saving for. Let’s break down […]
You started a SIP with big dreams. A few years later, you check your account and feel let down — the growth doesn’t match what you imagined. If this sounds familiar, you’re not alone. Many investors face this exact confusion, and most of the time, the fund isn’t really the problem. The way you’re using […]
Building wealth doesn’t require you to predict the stock market or find the next multibagger. For most investors, wealth building is about doing a few simple things consistently: start early, invest regularly, increase your investment over time, manage risk and stay focused on your financial goals. That is one reason mutual funds and SIPs have […]
If you want to build wealth but don’t have the time or expertise to research individual stocks, mutual funds can be a practical way to start investing. A mutual fund pools money from many investors and invests it in securities such as stocks, bonds, government securities and money-market instruments. The portfolio is managed according to […]