SIP Calculator

See how your SIP can grow your wealth over time.

₹10,000
Amount invested every month.
₹0
One-time investment at the beginning.
12%
%
Illustrative assumption; actual returns may vary.
15 Years
years
How long the investment remains invested.
6%
%
Used to estimate today’s purchasing-power equivalent.
0%
%
Optional yearly increase in your SIP amount.
Estimated Future Value ₹0 Illustrated value at the end of the selected period.
Total Invested ₹0 SIP contributions + initial lump sum.
Estimated Growth ₹0 Illustrated future value minus total investment.
Today’s Value ₹0 Inflation-adjusted purchasing-power equivalent.
Investment vs. Illustrated Growth
Invested 0% Estimated Growth 0%
Inflation Impact

The illustrated future value of ₹0 is equivalent to approximately ₹0 in today’s money using the selected inflation assumption.

Calculation Method

SIP contributions are assumed at the beginning of each month. The initial lump sum is invested at the beginning of the period. The selected annual assumption is converted to an equivalent monthly rate for monthly compounding. An annual SIP increase is applied at the start of each new investment year.

Year-Wise Projection
Year Annual Investment Total Invested Illustrated Value Illustrated Growth

Illustration only. This calculator uses an assumed annual return converted to an equivalent monthly rate for projection and assumes SIP contributions at the beginning of each month. Actual investment values can vary due to market movements, timing, expenses, taxes and other factors. The calculator does not predict or guarantee returns. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.