Bank Deposit vs Mutual Fund Calculator

Bank Deposit vs Mutual Fund Calculator

The invisible cost of leaving surplus cash in a bank deposit instead of investing in mutual funds.

₹0 ₹2 Cr

Model Parameters

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Opportunity Spread: 9.0% p.a.
Leaking Wealth

Estimated Opportunity Cost

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Every Single Day

1-Year Loss

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COMPOUNDED

10-Year Loss

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Regulatory Disclaimer: Mutual Fund and Equity investments are subject to market risks, read all scheme related documents carefully. Past performance of mutual funds, indices, or equities is not an indicator of future returns. The calculations and estimates provided by this tool are strictly for educational, illustrative, and informational purposes only and do not constitute financial advice, investment recommendations, or a guarantee of returns. The “Estimated Equity Return” is a hypothetical variable inputted by the user and does not represent promised returns from any specific asset. Opportunity cost calculations do not account for individual tax liabilities (like LTCG/STCG), exit loads, inflation rates, or specific investment fees. Please consult a SEBI Registered Investment Advisor (RIA) or certified financial planner before making any investment decisions.