THE COST OF WAITING

What Could Waiting Cost You?

See how delaying your SIP—even by a few years—can create a significant difference in your illustrated future corpus.

₹15,000
Amount invested at the beginning of each month.
12%
%
Illustrative annual assumption; actual returns may vary.
20 Years
years
Total period used for the illustration.
5 Years
years
Delay before starting the same monthly SIP.
ILLUSTRATED WEALTH GAP FROM DELAY ₹0 The comparison assumes the same monthly SIP and return assumption.
Start Today ₹0
₹15,000/month for 20 years
Start After Delay ₹0
₹15,000/month for 15 years

Starting earlier gives the same monthly investment more time to compound.

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Calculation Method: The illustration assumes the SIP contribution is made at the beginning of each month. The selected annual return assumption is converted to an equivalent monthly rate for compounding. “Start Today” invests for the full selected horizon; “Start After Delay” invests the same SIP for the remaining months after the selected delay. No existing corpus is assumed during the delay.

Illustration only. The calculator uses assumptions and does not predict or guarantee investment returns. Actual investment values may differ materially due to market movements, timing, expenses, taxes and other factors. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully.